Business overview
ViriPay is a fully operational virtual card issuing platform enabling instant issuance of VISA and Mastercard virtual cards for online payments, subscriptions, and advertising accounts. Built specifically for the media buying and traffic arbitrage market, the platform addresses a persistent pain point in the performance marketing industry — fast, reliable access to multi-card payment infrastructure without the friction of traditional banking. The business has been live for under a year, with a working product, active user base, and established revenue model already in place.
Target market
ViriPay serves the performance marketing ecosystem — media buyers, traffic arbitrageurs, and affiliate marketers who routinely operate multiple advertising accounts across platforms such as Meta, Google, TikTok, and others. This audience requires high-volume virtual card issuance with instant top-up capabilities, making ViriPay a natively fit solution for a segment that is both large and chronically underserved by mainstream fintech providers.
Platform & technology
The platform is fully built and production-ready, including a public-facing website, a user dashboard for card management and top-ups, and live integrations with both VISA and Mastercard networks. The buyer acquires a complete, deployable product — not a prototype — with an existing user base and transaction history from day one.
Live website and user dashboard
VISA and Mastercard virtual card issuance
Card top-up and balance management
Transaction history and reporting
Revenue model
1. Transaction fee
A percentage-based commission is charged on each transaction processed through an issued virtual card, creating a recurring revenue stream that scales directly with user spending volume.
2. Card issuance fee
A fixed fee is charged per virtual card issued, monetizing the platform's core action and generating upfront revenue from every new card request.
Key acquisition advantages
Fully built, live platform — no development time required post-acquisition
Active user base with real transaction history
Niche product with strong product-market fit in performance marketing
Revenue scales organically with ad spend growth across the user base
High-demand segment — media buyers constantly seek reliable card infrastructure
Significant growth potential through community partnerships and affiliate channels
